Hemlo's BRF analysis

Brf Kopparsmeden

Org. no. 769605-8762 · Botkyrka

Acceptable, with remarksBased on the 2025 annual report · Analysed 19 Aug 2026

Summary

Brf Kopparsmeden receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,065 kr per square metre and the annual fee is 688 kr per square metre per year. Smaller maintenance fund than 95% of associations in Botkyrka. The annual fee has increased 16% over 3 years. The analysis highlights, among other things: Mycket hög räntekänslighet pressar avgifterna, Svag underhållsreserv ger risk för framtida extrauttag, Osäker stambyteshorisont kräver vidare utredning.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Botkyrka
  • Lower fee per m² than 77% of associations in Botkyrka
  • Smaller maintenance fund than 95% of associations in Botkyrka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²688 kr/m²
+16% over 3 yr20222025
Debt/m²9 065 kr/m²
+6% over 3 yr20222025
Equity ratio38 %
-6 pp over 3 yr20222025

Association facts

Municipality
Botkyrka
Built
2002
Apartments
8
Total area
812 m²

Identified risks

  • Very high interest-rate sensitivity is putting pressure on the feesCritical
  • Weak maintenance reserve poses a risk of future special assessments (extra charges)High
  • Uncertain service-line replacement horizon requires further investigationMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,065 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre688 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kopparsmeden a financially healthy housing cooperative?
Brf Kopparsmeden receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kopparsmeden?
The debt is 9,065 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Botkyrka.
How high is the fee in Brf Kopparsmeden?
The annual fee is 688 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kopparsmeden has a health score of 6 out of 10.