Hemlo's BRF analysis

Brf Kumminen

Org. no. 717600-7800 · Uppsala

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 3% in Uppsala

Summary

Brf Kumminen receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,663 kr per square metre and the annual fee is 846 kr per square metre per year. Lower equity ratio than 98% of associations in Uppsala. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Extremt svag soliditet med negativt eget kapital, Refinansieringsrisk kring stora låneförfall 2026–2027, Hög skuldsättning i relation till föreningens buffert.

Compared with neighbouring associations

  • Lower debt per m² than 69% of associations in Uppsala
  • Higher fee per m² than 60% of associations in Uppsala
  • Smaller maintenance fund than 63% of associations in Uppsala
  • Lower equity ratio than 98% of associations in Uppsala

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²846 kr/m²
+7% over 1 yr20242025
Debt/m²2 664 kr/m²
-2% over 1 yr20242025

Association facts

Municipality
Uppsala
Built
1970
Apartments
257
Total area
19 599 m²

Identified risks

  • Extremely weak equity ratio with negative equityCritical
  • Refinancing risk around large loan maturities 2026–2027High
  • High debt relative to the association’s reserve fundHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,663 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre846 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kumminen a financially healthy housing cooperative?
Brf Kumminen receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kumminen?
The debt is 2,663 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 69% of associations in Uppsala.
How high is the fee in Brf Kumminen?
The annual fee is 846 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kumminen has a health score of 9 out of 10.