Hemlo's BRF analysis

Brf Kyrktornet

Org. no. 769626-9468 · Göteborg

Acceptable, with remarksBased on the 2025 annual report · Analysed 1 Jul 2026

Summary

Brf Kyrktornet receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 888 kr per square metre per year. Lower debt per m² than 83% of associations in Göteborg. The annual fee has increased 15% over 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvadratmeter, Stor refinansieringsrisk inom kort tid.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Göteborg
  • Higher fee per m² than 65% of associations in Göteborg
  • Higher equity ratio than 74% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²888 kr/m²
+15% over 2 yr20232025
Debt/m²10 667 kr/m²
-1% over 2 yr20232025
Equity ratio74 %
0 pp over 2 yr20232025

Association facts

Municipality
Göteborg
Built
2016
Apartments
56
Total area
3 755 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • Very high debt per square meterCritical
  • High refinancing risk in the near futureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre888 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kyrktornet a financially healthy housing cooperative?
Brf Kyrktornet receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kyrktornet?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Göteborg.
How high is the fee in Brf Kyrktornet?
The annual fee is 888 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kyrktornet has a health score of 5 out of 10.