Hemlo's BRF analysis

Brf Laboremus

Org. no. 769615-1096 · Norrtälje

Acceptable, with remarksBased on the 2024 annual report · Analysed 8 May 2026

Summary

Brf Laboremus receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 9,604 kr per square metre and the annual fee is 1,033 kr per square metre per year. Smaller maintenance fund than 100% of associations in Norrtälje. The annual fee has increased 13% over 4 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid ränteuppgång, Oklar status för stambyte och tekniskt underhåll.

Compared with neighbouring associations

  • Higher debt per m² than 61% of associations in Norrtälje
  • Higher fee per m² than 72% of associations in Norrtälje
  • Smaller maintenance fund than 100% of associations in Norrtälje
  • Lower equity ratio than 89% of associations in Norrtälje

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 033 kr/m²
+13% over 4 yr20202024
Debt/m²9 604 kr/m²
-3% over 4 yr20202024
Equity ratio15 %
-2 pp over 4 yr20202024

Association facts

Municipality
Norrtälje
Apartments
4
Total area
258 m²

Identified risks

  • Very high debt per sq mCritical
  • Very high interest-rate sensitivity when interest rates riseCritical
  • Unclear status for pipe replacement and technical maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,604 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,033 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Laboremus a financially healthy housing cooperative?
Brf Laboremus receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Laboremus?
The debt is 9,604 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 61% of associations in Norrtälje.
How high is the fee in Brf Laboremus?
The annual fee is 1,033 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 13% over 4 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Laboremus has a health score of 6 out of 10.