Hemlo's BRF analysis
Brf Mandelkubben
Org. no. 769634-7728 · Umeå
Summary
Brf Mandelkubben receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,864 kr per square metre and the annual fee is 1,103 kr per square metre per year. Higher fee per m² than 92% of associations in Umeå. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Stambyte kan vara nära eller ej verifierat, Hög skuldsättning kombinerat med känslig räntebild, Lågt underhållskapital i relation till ålder och kommande behov.
Compared with neighbouring associations
- Higher debt per m² than 65% of associations in Umeå
- Higher fee per m² than 92% of associations in Umeå
- Smaller maintenance fund than 77% of associations in Umeå
- Higher equity ratio than 88% of associations in Umeå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Umeå
- Built
- 1954
- Apartments
- 9
- Total area
- 586 m²
Identified risks
- Building replacement may be close to being done or not verifiedCritical
- High indebtedness combined with a sensitive interest-rate profileCritical
- Low maintenance capital in relation to age and upcoming needsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre9,864 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,103 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Mandelkubben a financially healthy housing cooperative?
- Brf Mandelkubben receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Mandelkubben?
- The debt is 9,864 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Umeå.
- How high is the fee in Brf Mandelkubben?
- The annual fee is 1,103 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Mandelkubben has a health score of 6 out of 10.