Hemlo's BRF analysis

Brf Mariagatan i Gustavsberg

Org. no. 769609-1979 · Värmdö

Clear risksBased on the 2025 annual report · Analysed 5 Jul 2026

Summary

Brf Mariagatan i Gustavsberg receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,377 kr per square metre and the annual fee is 1,262 kr per square metre per year. Higher fee per m² than 100% of associations in Värmdö. The analysis highlights, among other things: Mycket hög räntekänslighet och refinansiering inom kort, Hög skuldsättning med dyr finansieringsrisk, Låg underhållsreserv i relation till kommande behov.

Compared with neighbouring associations

  • Higher fee per m² than 100% of associations in Värmdö
  • Smaller maintenance fund than 93% of associations in Värmdö
  • Lower equity ratio than 83% of associations in Värmdö

Association facts

Municipality
Värmdö
Built
1943
Apartments
25
Total area
1 341 m²

Identified risks

  • Very high interest rate sensitivity and refinancing in the near futureCritical
  • High indebtedness with expensive financing riskCritical
  • Low maintenance reserve in relation to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,377 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,262 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Mariagatan i Gustavsberg a financially healthy housing cooperative?
Brf Mariagatan i Gustavsberg receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Mariagatan i Gustavsberg?
The debt is 10,377 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Mariagatan i Gustavsberg?
The annual fee is 1,262 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Mariagatan i Gustavsberg has a health score of 3 out of 10.