Hemlo's BRF analysis

Brf Mood 89

Org. no. 769633-3041 · Malmö

Weaknesses presentBased on the 2025 annual report · Analysed 19 Aug 2026

Summary

Brf Mood 89 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,779 kr per square metre and the annual fee is 1,389 kr per square metre per year. Higher fee per m² than 99% of associations in Malmö. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Hög årsavgift utan tydlig förklarande investeringsplan, Ingen aktuell underhållsplan ökar risken för sena och dyra åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 97% of associations in Malmö
  • Higher fee per m² than 99% of associations in Malmö
  • Smaller maintenance fund than 93% of associations in Malmö
  • Higher equity ratio than 68% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 389 kr/m²
+1% over 1 yr20242025
Debt/m²15 779 kr/m²
-1% over 1 yr20242025
Equity ratio67 %
0 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2019
Apartments
29
Total area
915 m²

Identified risks

  • Very high interest-rate sensitivity can force rent increasesCritical
  • High annual maintenance fee without a clear explanatory investment planHigh
  • No current maintenance plan increases the risk of late and expensive measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre15,779 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,389 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Mood 89 a financially healthy housing cooperative?
Brf Mood 89 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Mood 89?
The debt is 15,779 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 97% of associations in Malmö.
How high is the fee in Brf Mood 89?
The annual fee is 1,389 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Mood 89 has a health score of 4 out of 10.