Hemlo's BRF analysis

HSB Bostadsrättsförening Jämlikheten i Malmö

Org. no. 746000-5924 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 15 Jul 2026

Summary

HSB Bostadsrättsförening Jämlikheten i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,268 kr per square metre and the annual fee is 950 kr per square metre per year. Lower equity ratio than 84% of associations in Malmö. The annual fee has increased 18% over 8 years. The analysis highlights, among other things: Trolig stambytesrisk i 1950-talsfastighet, Kombination av tomträtt och framtida avgäldsosäkerhet, Svag soliditet och begränsad finansiell buffert.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Malmö
  • Higher fee per m² than 62% of associations in Malmö
  • Larger maintenance fund than 66% of associations in Malmö
  • Lower equity ratio than 84% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²950 kr/m²
+18% over 8 yr20172025
Debt/m²4 268 kr/m²
-9% over 8 yr20172025
Equity ratio10 %
+5 pp over 8 yr20172025

Association facts

Municipality
Malmö
Built
1954
Apartments
158
Total area
9 244 m²

Identified risks

  • Likely risk of pipe replacement in a 1950s propertyCritical
  • Combination of ground lease and future fee uncertaintyHigh
  • Weak equity ratio and limited financial bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,268 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre950 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Jämlikheten i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Jämlikheten i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Jämlikheten i Malmö?
The debt is 4,268 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Malmö.
How high is the fee in HSB Bostadsrättsförening Jämlikheten i Malmö?
The annual fee is 950 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 18% over 8 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Jämlikheten i Malmö has a health score of 6 out of 10.