Hemlo's BRF analysis

Brf Nyckelpigan 1

Org. no. 769633-8420 · Norrtälje

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Sept 2026

Summary

Brf Nyckelpigan 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,125 kr per square metre and the annual fee is 827 kr per square metre per year. Higher debt per m² than 80% of associations in Norrtälje. The analysis highlights, among other things: Hög skuldsättning och kraftig räntekänslighet, Stort låneförfall koncentrerat till 2026, Låg underhållsfond trots potentiellt framtida underhållsbehov.

Compared with neighbouring associations

  • Higher debt per m² than 80% of associations in Norrtälje
  • Higher fee per m² than 60% of associations in Norrtälje
  • Larger maintenance fund than 65% of associations in Norrtälje
  • Higher equity ratio than 65% of associations in Norrtälje

Association facts

Municipality
Norrtälje
Built
2017
Apartments
20
Total area
2 200 m²

Identified risks

  • High indebtedness and significant interest-rate sensitivityCritical
  • Large loan redemptions concentrated in 2026High
  • Low maintenance fund despite potentially future maintenance needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,125 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre827 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Nyckelpigan 1 a financially healthy housing cooperative?
Brf Nyckelpigan 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Nyckelpigan 1?
The debt is 10,125 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Norrtälje.
How high is the fee in Brf Nyckelpigan 1?
The annual fee is 827 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Nyckelpigan 1 has a health score of 5 out of 10.