Hemlo's BRF analysis
BRF Piggvaren 3
Org. no. 769629-5067 · Gotland
Summary
BRF Piggvaren 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,895 kr per square metre and the annual fee is 883 kr per square metre per year. Higher equity ratio than 82% of associations in Gotland. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Hög räntekänslighet kan driva upp avgiften, Förhållandevis hög energikostnad per kvm.
Compared with neighbouring associations
- Higher debt per m² than 78% of associations in Gotland
- Higher fee per m² than 70% of associations in Gotland
- Larger maintenance fund than 62% of associations in Gotland
- Higher equity ratio than 82% of associations in Gotland
Association facts
- Municipality
- Gotland
- Built
- 2017
- Apartments
- 56
- Total area
- 4 072 m²
Identified risks
- Very high debt per sq mCritical
- High interest rate sensitivity can push up the feeCritical
- Relatively high energy cost per square metreHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre9,895 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre883 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Piggvaren 3 a financially healthy housing cooperative?
- BRF Piggvaren 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF Piggvaren 3?
- The debt is 9,895 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Gotland.
- How high is the fee in BRF Piggvaren 3?
- The annual fee is 883 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Piggvaren 3 has a health score of 6 out of 10.