Hemlo's BRF analysis

HSB Brf Visby Ängar

Org. no. 716421-2156 · Gotland

Acceptable, with remarksBased on the 2025 annual report · Analysed 11 Aug 2026

Summary

HSB Brf Visby Ängar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,639 kr per square metre and the annual fee is 1,030 kr per square metre per year. Higher debt per m² than 93% of associations in Gotland. The annual fee has increased 39% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Svag underhållsreserv inför framtida åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 93% of associations in Gotland
  • Higher fee per m² than 90% of associations in Gotland
  • Larger maintenance fund than 75% of associations in Gotland
  • Higher equity ratio than 61% of associations in Gotland

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 030 kr/m²
+39% over 2 yr20232025
Debt/m²11 639 kr/m²
+1% over 2 yr20232025
Equity ratio72 %
-1 pp over 2 yr20232025

Association facts

Municipality
Gotland
Built
2018
Apartments
71
Total area
4 589 m²

Identified risks

  • Very high debt per square metreCritical
  • Very high interest-rate sensitivityCritical
  • Weak maintenance reserve for future measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,639 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,030 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Visby Ängar a financially healthy housing cooperative?
HSB Brf Visby Ängar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Visby Ängar?
The debt is 11,639 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Gotland.
How high is the fee in HSB Brf Visby Ängar?
The annual fee is 1,030 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 39% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Visby Ängar has a health score of 5 out of 10.