Hemlo's BRF analysis

Brf Pilen 12

Org. no. 769637-3856 · Trollhättan

Serious risksBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

Brf Pilen 12 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 762 kr per square metre per year. Lower fee per m² than 88% of associations in Trollhättan. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet vid räntestress, Stambytesrisk i äldre fastighet utan bekräftat genomfört stambyte.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Trollhättan
  • Lower fee per m² than 88% of associations in Trollhättan
  • Smaller maintenance fund than 83% of associations in Trollhättan

Association facts

Municipality
Trollhättan
Built
1955
Apartments
31
Total area
1 902 m²

Identified risks

  • Very high loan-to-value per sq m (kvm)Critical
  • Very high interest rate sensitivity during interest rate stressCritical
  • Risk of pipe replacement in an older property without confirmed completed pipe replacementCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre762 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Pilen 12 a financially healthy housing cooperative?
Brf Pilen 12 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Pilen 12?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Trollhättan.
How high is the fee in Brf Pilen 12?
The annual fee is 762 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade G mean?
Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Pilen 12 has a health score of 2 out of 10.