Hemlo's BRF analysis

Brf Record

Org. no. 702001-7500 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 24 Jun 2026

Summary

Brf Record receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,021 kr per square metre and the annual fee is 776 kr per square metre per year. Smaller maintenance fund than 100% of associations in Vasastan. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Mycket låg soliditet ökar känsligheten för avgiftshöjningar, Stor andel lokalintäkter gör intäkterna sårbara, Lån förfaller inom kort i klump och kräver omförhandling.

Compared with neighbouring associations

  • Higher debt per m² than 61% of associations in Vasastan
  • Higher fee per m² than 85% of associations in Vasastan
  • Smaller maintenance fund than 100% of associations in Vasastan
  • Lower equity ratio than 79% of associations in Vasastan

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²776 kr/m²
+10% over 1 yr2024–2025
Debt/m²4 021 kr/m²
+6% over 1 yr2024–2025
Equity ratio11 %
-4 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
1907
Apartments
24
Total area
1 362 m²

Identified risks

  • Very low equity ratio increases sensitivity to fee increasesCritical
  • A large share of local rental income makes the revenues vulnerableHigh
  • Loans fall due shortly in a lump sum and require renegotiation.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,021 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre776 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Record a financially healthy housing cooperative?
Brf Record receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Record?
The debt is 4,021 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 61% of associations in Vasastan.
How high is the fee in Brf Record?
The annual fee is 776 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Record has a health score of 6 out of 10.