Hemlo's BRF analysis

BRF Rosmaringatan 15-27

Org. no. 769613-4019 · Göteborg

Weaknesses presentBased on the 2024 annual report · Analysed 23 Jun 2026

Summary

BRF Rosmaringatan 15-27 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,006 kr per square metre and the annual fee is 1,342 kr per square metre per year. Higher fee per m² than 99% of associations in Göteborg. The annual fee has increased 113% over 5 years. The analysis highlights, among other things: Mycket hög avgiftsnivå efter kraftiga höjningar, Mycket hög skuldsättning pressar framtida avgifter, Refinansieringsrisk när stora lån förfaller nära i tid.

Compared with neighbouring associations

  • Higher debt per m² than 78% of associations in Göteborg
  • Higher fee per m² than 99% of associations in Göteborg
  • Larger maintenance fund than 81% of associations in Göteborg
  • Lower equity ratio than 74% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 342 kr/m²
+113% over 5 yr20192024
Debt/m²12 006 kr/m²
+198% over 5 yr20192024
Equity ratio27 %
-16 pp over 5 yr20192024

Association facts

Municipality
Göteborg
Built
1977
Apartments
78
Total area
4 171 m²

Identified risks

  • Very high fee level after substantial increasesCritical
  • Very high debt puts pressure on future chargesCritical
  • Refinancing risk when large loans mature close in timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,006 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,342 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Rosmaringatan 15-27 a financially healthy housing cooperative?
BRF Rosmaringatan 15-27 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Rosmaringatan 15-27?
The debt is 12,006 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Göteborg.
How high is the fee in BRF Rosmaringatan 15-27?
The annual fee is 1,342 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 113% over 5 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Rosmaringatan 15-27 has a health score of 4 out of 10.