Hemlo's BRF analysis
Brf Sagan
Org. no. 746000-1352 · Malmö
Top 2% in Malmö
Summary
Brf Sagan receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 784 kr per square metre per year. Lower debt per m² than 90% of associations in Malmö. The analysis highlights, among other things: Hög sannolikhet för nära förestående stambyte, Flera avgiftshöjningar tyder på fortsatt kostnadstryck, Koncentrerad låneomförhandling kan pressa kostnaderna.
Compared with neighbouring associations
- Lower debt per m² than 90% of associations in Malmö
- Lower fee per m² than 75% of associations in Malmö
- Smaller maintenance fund than 82% of associations in Malmö
- Higher equity ratio than 68% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 1937
- Apartments
- 34
- Total area
- 1 721 m²
Identified risks
- High likelihood of a pipe replacement (stambyte) occurring in the near futureCritical
- Several fee increases indicate continued cost pressureHigh
- A concentrated loan refinancing negotiation can drive down costsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre784 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Sagan a financially healthy housing cooperative?
- Brf Sagan receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Sagan?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Malmö.
- How high is the fee in Brf Sagan?
- The annual fee is 784 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sagan has a health score of 9 out of 10.