Hemlo's BRF analysis

Brf Sågaren 16

Org. no. 769616-1012 · Stockholm

Acceptable, with remarksBased on the 2024 annual report · Analysed 30 Apr 2026

Summary

Brf Sågaren 16 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 817 kr per square metre per year. Lower debt per m² than 67% of associations in Stockholm. The analysis highlights, among other things: Flera lån förfaller samtidigt vilket skapar refinansieringsrisk, Stambyte kan närma sig och bli mycket kostsamt, Mycket hög räntekänslighet kan driva kraftiga avgiftshöjningar.

Compared with neighbouring associations

  • Lower debt per m² than 67% of associations in Stockholm
  • Higher fee per m² than 64% of associations in Stockholm
  • Smaller maintenance fund than 67% of associations in Stockholm
  • Higher equity ratio than 63% of associations in Stockholm

Association facts

Municipality
Stockholm
Built
1981
Apartments
21
Total area
1 024 000 m²

Identified risks

  • Several loans mature at the same time, creating refinancing riskCritical
  • Pipe replacement can be imminent and become very costlyCritical
  • Very high interest-rate sensitivity can drive sharp increases in monthly contributions (service charges).Critical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre817 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sågaren 16 a financially healthy housing cooperative?
Brf Sågaren 16 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Sågaren 16?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 67% of associations in Stockholm.
How high is the fee in Brf Sågaren 16?
The annual fee is 817 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sågaren 16 has a health score of 5 out of 10.