Hemlo's BRF analysis

Brf Scheele Promenad 2

Org. no. 769636-0465 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 May 2026

Summary

Brf Scheele Promenad 2 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,751 kr per square metre and the annual fee is 875 kr per square metre per year. Higher debt per m² than 90% of associations in Lund. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan pressa föreningens kassaflöde, Hög belåning per kvm ökar risken för avgiftshöjningar, Låneförfall inom kort kan ge dyr refinansiering.

Compared with neighbouring associations

  • Higher debt per m² than 90% of associations in Lund
  • Larger maintenance fund than 69% of associations in Lund
  • Higher equity ratio than 77% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²875 kr/m²
+6% over 1 yr20242025
Debt/m²13 751 kr/m²
-1% over 1 yr20242025
Equity ratio74 %
0 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2021
Apartments
83
Total area
5 260 m²

Identified risks

  • Very high interest-rate sensitivity can put pressure on the association’s cash flowCritical
  • High loan-to-value per sqm increases the risk of rent increasesCritical
  • Loan maturities soon can lead to expensive refinancingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,751 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre875 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Scheele Promenad 2 a financially healthy housing cooperative?
Brf Scheele Promenad 2 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Scheele Promenad 2?
The debt is 13,751 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 90% of associations in Lund.
How high is the fee in Brf Scheele Promenad 2?
The annual fee is 875 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Scheele Promenad 2 has a health score of 6 out of 10.