Hemlo's BRF analysis

Brf Selångerhus nr 4

Org. no. 789200-4115 · Sundsvall

Strong associationBased on the 2025 annual report · Analysed 28 May 2026

Summary

Brf Selångerhus nr 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 560 kr per square metre and the annual fee is 897 kr per square metre per year. Higher equity ratio than 97% of associations in Sundsvall. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stambyte saknas eller är oklart i en 1960-talsfastighet, Refinansieringsrisk koncentrerad till 2026–2027, Låg underhållsfond i relation till framtida renoveringsbehov.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Sundsvall
  • Higher fee per m² than 68% of associations in Sundsvall
  • Larger maintenance fund than 96% of associations in Sundsvall
  • Higher equity ratio than 97% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²897 kr/m²
+2% over 1 yr20242025
Debt/m²560 kr/m²
-32% over 1 yr20242025
Equity ratio79 %
+8 pp over 1 yr20242025

Association facts

Municipality
Sundsvall
Built
1966
Apartments
716
Total area
54 410 m²

Identified risks

  • A building service replacement is missing or unclear in a 1960s propertyCritical
  • Refinancing risk concentrated in 2026–2027High
  • Low maintenance fund in relation to future renovation needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre560 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre897 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Selångerhus nr 4 a financially healthy housing cooperative?
Brf Selångerhus nr 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Selångerhus nr 4?
The debt is 560 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Sundsvall.
How high is the fee in Brf Selångerhus nr 4?
The annual fee is 897 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Selångerhus nr 4 has a health score of 8 out of 10.