Hemlo's BRF analysis

Brf Signallottan 3

Org. no. 769636-4269 · Gotland

Acceptable, with remarksBased on the 2024 annual report · Analysed 22 Jun 2026

Summary

Brf Signallottan 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 10,092 kr per square metre and the annual fee is 842 kr per square metre per year. Higher debt per m² than 81% of associations in Gotland. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Avgiften har redan höjts och väntas höjas kraftigt igen, Hög belåning per kvm i en liten förening.

Compared with neighbouring associations

  • Higher debt per m² than 81% of associations in Gotland
  • Higher fee per m² than 65% of associations in Gotland
  • Higher equity ratio than 74% of associations in Gotland

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²842 kr/m²
+6% over 1 yr20232024
Debt/m²10 092 kr/m²
-1% over 1 yr20232024
Equity ratio76 %
0 pp over 1 yr20232024

Association facts

Municipality
Gotland
Built
2022
Apartments
23
Total area
1 914 m²

Identified risks

  • Very high interest-rate sensitivity can force increases in feesCritical
  • The fee has already been increased and is expected to rise sharply again.High
  • High debt per sqm in a small associationHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,092 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre842 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Signallottan 3 a financially healthy housing cooperative?
Brf Signallottan 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Signallottan 3?
The debt is 10,092 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Gotland.
How high is the fee in Brf Signallottan 3?
The annual fee is 842 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Signallottan 3 has a health score of 6 out of 10.