Hemlo's BRF analysis

BRF Huggaren 5

Org. no. 734000-0178 · Gotland

Stable associationBased on the 2025 annual report · Analysed 16 Jul 2026

Top 38% in Gotland

Summary

BRF Huggaren 5 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 655 kr per square metre per year. Lower equity ratio than 91% of associations in Gotland. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Hög risk för nära förestående stambyte, Låg underhållsfond i förhållande till framtida behov, Hög energikostnad kan pressa avgifterna.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Gotland
  • Lower fee per m² than 80% of associations in Gotland
  • Larger maintenance fund than 73% of associations in Gotland
  • Lower equity ratio than 91% of associations in Gotland

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²655 kr/m²
+5% over 1 yr20242025
Debt/m²407 kr/m²
-10% over 1 yr20242025
Equity ratio-63 %
+27 pp over 1 yr20242025

Association facts

Municipality
Gotland
Built
1956
Apartments
37
Total area
3 148 m²

Identified risks

  • High risk of a near-term pipe replacement (stambyte)Critical
  • Low maintenance fund relative to future needsHigh
  • High energy costs can put pressure on the feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre655 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Huggaren 5 a financially healthy housing cooperative?
BRF Huggaren 5 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Huggaren 5?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Gotland.
How high is the fee in BRF Huggaren 5?
The annual fee is 655 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Huggaren 5 has a health score of 7 out of 10.