Hemlo's BRF analysis

Brf Snäckgärdsbaden 2

Org. no. 769626-8924 · Gotland

Acceptable, with remarksBased on the 2024 annual report · Analysed 1 Jul 2026

Summary

Brf Snäckgärdsbaden 2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 805 kr per square metre per year. Lower debt per m² than 83% of associations in Gotland. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid räntestress, Lånen förfaller nästan samtidigt och måste refinansieras.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Gotland
  • Higher equity ratio than 65% of associations in Gotland

Association facts

Municipality
Gotland
Built
2016
Apartments
35
Total area
2 771 m²

Identified risks

  • Very high debt per square metre (kvm)Critical
  • Very high interest-rate sensitivity in the event of interest-rate stressCritical
  • The loans mature almost at the same time and must be refinanced.High

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre805 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Snäckgärdsbaden 2 a financially healthy housing cooperative?
Brf Snäckgärdsbaden 2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Snäckgärdsbaden 2?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Gotland.
How high is the fee in Brf Snäckgärdsbaden 2?
The annual fee is 805 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Snäckgärdsbaden 2 has a health score of 5 out of 10.