Hemlo's BRF analysis
Brf Snäckgärdsbaden 3 på Gotland
Org. no. 769631-3381 · Gotland
Summary
Brf Snäckgärdsbaden 3 på Gotland receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,160 kr per square metre and the annual fee is 964 kr per square metre per year. Higher debt per m² than 78% of associations in Gotland. The analysis highlights, among other things: Hög skuldsättning med stor räntekänslighet, Tydligt stigande avgiftstrend, Stor andel lån förfaller inom kort tid.
Compared with neighbouring associations
- Higher debt per m² than 78% of associations in Gotland
- Higher fee per m² than 78% of associations in Gotland
- Larger maintenance fund than 60% of associations in Gotland
- Higher equity ratio than 70% of associations in Gotland
Association facts
- Municipality
- Gotland
- Built
- 2017
- Apartments
- 27
- Total area
- 1 936 m²
Identified risks
- High indebtedness with high interest rate sensitivityCritical
- Clearly rising fee trendHigh
- Large proportion of loans due in the near termHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre10,160 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre964 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Snäckgärdsbaden 3 på Gotland a financially healthy housing cooperative?
- Brf Snäckgärdsbaden 3 på Gotland receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Snäckgärdsbaden 3 på Gotland?
- The debt is 10,160 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Gotland.
- How high is the fee in Brf Snäckgärdsbaden 3 på Gotland?
- The annual fee is 964 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Snäckgärdsbaden 3 på Gotland has a health score of 6 out of 10.