Hemlo's BRF analysis
Brf Spegla
Org. no. 769640-4206 · Malmö
Summary
Brf Spegla receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,477 kr per square metre and the annual fee is 907 kr per square metre per year. Smaller maintenance fund than 94% of associations in Malmö. The analysis highlights, among other things: Mycket hög räntekänslighet i förhållande till intäkterna, Stor låneförfallokoncentration inom kort tid, Hög skuldsättning per kvm kan driva framtida avgiftshöjningar.
Compared with neighbouring associations
- Higher debt per m² than 75% of associations in Malmö
- Smaller maintenance fund than 94% of associations in Malmö
- Higher equity ratio than 85% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 2023
- Apartments
- 26
- Total area
- 2 938 m²
Identified risks
- Very high interest-rate sensitivity in relation to incomeCritical
- High concentration of loan maturities in a short period of timeCritical
- High debt per m² can drive future fee increasesHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre12,477 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre907 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Spegla a financially healthy housing cooperative?
- Brf Spegla receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Spegla?
- The debt is 12,477 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Malmö.
- How high is the fee in Brf Spegla?
- The annual fee is 907 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Spegla has a health score of 5 out of 10.