Hemlo's BRF analysis

Brf Stadsterrassen 2

Org. no. 769623-0601 · Enköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 20 Aug 2026

Top 47% in Enköping

Summary

Brf Stadsterrassen 2 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,102 kr per square metre and the annual fee is 962 kr per square metre per year. Higher debt per m² than 97% of associations in Enköping. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög belåning och mycket räntekänslig förening, Planerade avgiftshöjningar tyder på fortsatt ekonomisk press, Aktivt underhåll är positivt men kan dölja kommande kostnader.

Compared with neighbouring associations

  • Higher debt per m² than 97% of associations in Enköping
  • Higher fee per m² than 79% of associations in Enköping
  • Larger maintenance fund than 72% of associations in Enköping
  • Higher equity ratio than 69% of associations in Enköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²962 kr/m²
0% over 1 yr20242025
Debt/m²13 102 kr/m²
-2% over 1 yr20242025
Equity ratio64 %
+1 pp over 1 yr20242025

Association facts

Municipality
Enköping
Built
2015
Apartments
54
Total area
2 851 m²

Identified risks

  • High leverage and very interest-rate-sensitive associationCritical
  • Planned fee increases indicate continued financial pressureHigh
  • Active maintenance is positive but can conceal upcoming costsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,102 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre962 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Stadsterrassen 2 a financially healthy housing cooperative?
Brf Stadsterrassen 2 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Stadsterrassen 2?
The debt is 13,102 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 97% of associations in Enköping.
How high is the fee in Brf Stadsterrassen 2?
The annual fee is 962 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Stadsterrassen 2 has a health score of 6 out of 10.