Hemlo's BRF analysis

Brf Svartbröder i Lund

Org. no. 769609-2175 · Lund

Clear risksBased on the 2025 annual report · Analysed 3 Oct 2026

Summary

Brf Svartbröder i Lund receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,274 kr per square metre and the annual fee is 464 kr per square metre per year. Lower fee per m² than 98% of associations in Lund. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Hög räntekänslighet kan snabbt pressa avgiften, Mycket stor osäkerhet kring stammar och VVS i 1800-talshus, Svag underhållsbuffer ökar risken för extrauttag.

Compared with neighbouring associations

  • Higher debt per m² than 62% of associations in Lund
  • Lower fee per m² than 98% of associations in Lund
  • Smaller maintenance fund than 70% of associations in Lund
  • Higher equity ratio than 69% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²464 kr/m²
+10% over 1 yr2024–2025
Debt/m²7 274 kr/m²
+11% over 1 yr2024–2025
Equity ratio67 %
-3 pp over 1 yr2024–2025

Association facts

Municipality
Lund
Built
1800
Apartments
10
Total area
830 m²

Identified risks

  • High interest-rate sensitivity can quickly put pressure on the feeCritical
  • Very high uncertainty regarding the plumbing and HVAC systems in 19th-century buildingsCritical
  • A weak maintenance reserve increases the risk of additional leviesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,274 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre464 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Svartbröder i Lund a financially healthy housing cooperative?
Brf Svartbröder i Lund receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Svartbröder i Lund?
The debt is 7,274 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Lund.
How high is the fee in Brf Svartbröder i Lund?
The annual fee is 464 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Svartbröder i Lund has a health score of 3 out of 10.