Hemlo's BRF analysis
Brf TerrassGården Lund
Org. no. 769636-4178 · Lund
Summary
Brf TerrassGården Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,646 kr per square metre and the annual fee is 752 kr per square metre per year. Smaller maintenance fund than 100% of associations in Lund. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Ingen underhållsfond trots underhållsplan.
Compared with neighbouring associations
- Higher debt per m² than 98% of associations in Lund
- Lower fee per m² than 78% of associations in Lund
- Smaller maintenance fund than 100% of associations in Lund
- Higher equity ratio than 84% of associations in Lund
Association facts
- Municipality
- Lund
- Built
- 2024
- Apartments
- 56
- Total area
- 4 070 m²
Identified risks
- Very high debt per m²Critical
- Very high interest rate sensitivityCritical
- No maintenance fund despite maintenance planHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre15,646 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre752 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf TerrassGården Lund a financially healthy housing cooperative?
- Brf TerrassGården Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf TerrassGården Lund?
- The debt is 15,646 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Lund.
- How high is the fee in Brf TerrassGården Lund?
- The annual fee is 752 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf TerrassGården Lund has a health score of 6 out of 10.