Hemlo's BRF analysis

Brf Kvartershuset i Lund

Org. no. 769637-2973 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 1 Jul 2026

Summary

Brf Kvartershuset i Lund receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,739 kr per square metre and the annual fee is 911 kr per square metre per year. Higher debt per m² than 99% of associations in Lund. The annual fee has increased 11% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet i driftbudgeten, Nästan hela lånestocken ska refinansieras inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 99% of associations in Lund
  • Higher fee per m² than 65% of associations in Lund
  • Smaller maintenance fund than 61% of associations in Lund
  • Higher equity ratio than 77% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²911 kr/m²
+11% over 2 yr20232025
Debt/m²15 739 kr/m²
+9% over 2 yr20232025
Equity ratio74 %
0 pp over 2 yr20232025

Association facts

Municipality
Lund
Total area
3 761 m²

Identified risks

  • Very high debt per sq mCritical
  • Very high interest-rate sensitivity in the operating budgetCritical
  • Almost the entire loan stock will need to be refinanced shortly.Critical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre15,739 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre911 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kvartershuset i Lund a financially healthy housing cooperative?
Brf Kvartershuset i Lund receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kvartershuset i Lund?
The debt is 15,739 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 99% of associations in Lund.
How high is the fee in Brf Kvartershuset i Lund?
The annual fee is 911 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kvartershuset i Lund has a health score of 5 out of 10.