Hemlo's BRF analysis

BRF Terrasshusen 2 i Knivsta

Org. no. 769630-4679 · Knivsta

Serious risksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

BRF Terrasshusen 2 i Knivsta receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,190 kr per square metre per year. Lower debt per m² than 90% of associations in Knivsta. The annual fee has increased 54% over 3 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid omläggning av lån, Svag underhållsbuffer för framtida åtgärder.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Knivsta
  • Higher fee per m² than 86% of associations in Knivsta
  • Smaller maintenance fund than 81% of associations in Knivsta
  • Lower equity ratio than 71% of associations in Knivsta

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 190 kr/m²
+54% over 3 yr20222025
Debt/m²13 644 kr/m²
0% over 3 yr20222025
Equity ratio63 %
-2 pp over 3 yr20222025

Association facts

Municipality
Knivsta
Built
2017
Apartments
103
Total area
3 183 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivity when refinancing loansCritical
  • Weak maintenance buffer for future measuresCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,190 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Terrasshusen 2 i Knivsta a financially healthy housing cooperative?
BRF Terrasshusen 2 i Knivsta receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Terrasshusen 2 i Knivsta?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Knivsta.
How high is the fee in BRF Terrasshusen 2 i Knivsta?
The annual fee is 1,190 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 54% over 3 years.
What does Hemlo grade G mean?
Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Terrasshusen 2 i Knivsta has a health score of 2 out of 10.