Hemlo's BRF analysis
Brf Toftagårdens stugor
Org. no. 769641-1557 · Gotland
Summary
Brf Toftagårdens stugor receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 8,122 kr per square metre and the annual fee is 820 kr per square metre per year. Higher equity ratio than 74% of associations in Gotland. The analysis highlights, among other things: Stambyte kan vara nära eller sakna planering, Mycket hög räntekänslighet kan pressa avgifterna, Lånen förfaller i en tydlig refinansieringsknäck.
Compared with neighbouring associations
- Higher debt per m² than 73% of associations in Gotland
- Higher equity ratio than 74% of associations in Gotland
Association facts
- Municipality
- Gotland
- Built
- 1980
- Apartments
- 16
- Total area
- 551 m²
Identified risks
- Pipe replacement can be close at hand or lack planningCritical
- Very high interest-rate sensitivity can put pressure on the fees.Critical
- The loans will mature in a clear refinancing crunchHigh
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- Debt per square metre8,122 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre820 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Toftagårdens stugor a financially healthy housing cooperative?
- Brf Toftagårdens stugor receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Toftagårdens stugor?
- The debt is 8,122 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Gotland.
- How high is the fee in Brf Toftagårdens stugor?
- The annual fee is 820 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Toftagårdens stugor has a health score of 5 out of 10.