Hemlo's BRF analysis

BRF Tre Högar

Org. no. 716407-1560 · Lund

Strong associationBased on the 2025 annual report · Analysed 3 Jul 2026

Top 19% in Lund

Summary

BRF Tre Högar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,360 kr per square metre and the annual fee is 745 kr per square metre per year. Lower equity ratio than 85% of associations in Lund. The analysis highlights, among other things: Stambyte kan vara nära utan tydlig plan, Föreningen är räntekänslig vid fortsatt ränteuppgång, Hög refinansieringsrisk när stora lån förfaller samtidigt.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Lund
  • Lower fee per m² than 78% of associations in Lund
  • Larger maintenance fund than 83% of associations in Lund
  • Lower equity ratio than 85% of associations in Lund

Association facts

Municipality
Lund
Built
1984
Apartments
108
Total area
8 876 m²

Identified risks

  • Pipe replacement can be close to happening without a clear plan.Critical
  • The association is sensitive to interest rates if interest rates continue to riseHigh
  • High refinancing risk when large loans mature at the same timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,360 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre745 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Tre Högar a financially healthy housing cooperative?
BRF Tre Högar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Tre Högar?
The debt is 4,360 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Lund.
How high is the fee in BRF Tre Högar?
The annual fee is 745 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Tre Högar has a health score of 8 out of 10.