Hemlo's BRF analysis

Brf Utsikten Torsbyfjärden

Org. no. 769611-3344 · Värmdö

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

Brf Utsikten Torsbyfjärden receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,252 kr per square metre and the annual fee is 612 kr per square metre per year. Lower fee per m² than 88% of associations in Värmdö. The analysis highlights, among other things: Hög räntekänslighet kan driva upp avgifterna snabbt, Stora låneförfall 2026 ökar refinansieringsrisken, Låg underhållsfond kan tvinga fram nya avgiftshöjningar.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Värmdö
  • Lower fee per m² than 88% of associations in Värmdö
  • Larger maintenance fund than 73% of associations in Värmdö
  • Lower equity ratio than 79% of associations in Värmdö

Association facts

Municipality
Värmdö
Built
2005
Apartments
29
Total area
3 439 m²

Identified risks

  • High interest rate sensitivity can quickly drive up the chargesHigh
  • Large loan maturities in 2026 increase refinancing riskHigh
  • Low maintenance reserves can force new fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,252 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre612 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Utsikten Torsbyfjärden a financially healthy housing cooperative?
Brf Utsikten Torsbyfjärden receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Utsikten Torsbyfjärden?
The debt is 7,252 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Värmdö.
How high is the fee in Brf Utsikten Torsbyfjärden?
The annual fee is 612 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Utsikten Torsbyfjärden has a health score of 5 out of 10.