Hemlo's BRF analysis

Brf Värpingehem Nr 3

Org. no. 716439-0689 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Brf Värpingehem Nr 3 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 899 kr per square metre per year. Lower debt per m² than 85% of associations in Lund. The annual fee has increased 6% over 2 years. The analysis highlights, among other things: Låg underhållsfond ökar risken för framtida avgiftspåslag, Stort låneförfall under 2026 skapar refinansieringsrisk, Hög räntekänslighet kan snabbt leda till avgiftshöjningar.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Lund
  • Higher fee per m² than 61% of associations in Lund
  • Larger maintenance fund than 72% of associations in Lund
  • Lower equity ratio than 65% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²899 kr/m²
+6% over 2 yr20232025
Debt/m²6 853 kr/m²
-2% over 2 yr20232025
Equity ratio33 %
0 pp over 2 yr20232025

Association facts

Municipality
Lund
Built
1992
Apartments
56
Total area
4 582 m²

Identified risks

  • Low maintenance fund increases the risk of future fee increasesHigh
  • Large loan maturities before 2026 create refinancing riskHigh
  • High interest rate sensitivity can quickly lead to increases in chargesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre899 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Värpingehem Nr 3 a financially healthy housing cooperative?
Brf Värpingehem Nr 3 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Värpingehem Nr 3?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Lund.
How high is the fee in Brf Värpingehem Nr 3?
The annual fee is 899 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Värpingehem Nr 3 has a health score of 5 out of 10.