Hemlo's BRF analysis

Brf Vibble Tvinnaregården

Org. no. 769632-7357 · Gotland

Weaknesses presentBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Brf Vibble Tvinnaregården receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,662 kr per square metre and the annual fee is 875 kr per square metre per year. Higher debt per m² than 87% of associations in Gotland. The annual fee has increased 61% over 2 years. The analysis highlights, among other things: Hög skuldsättning med stor refinansieringsrisk, Stora låneförfall inom kort tid, Mycket hög räntekänslighet vid omförhandling.

Compared with neighbouring associations

  • Higher debt per m² than 87% of associations in Gotland
  • Higher fee per m² than 70% of associations in Gotland
  • Lower equity ratio than 67% of associations in Gotland

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²875 kr/m²
+61% over 2 yr20232025
Debt/m²10 661 kr/m²
+47% over 2 yr20232025
Equity ratio41 %
-13 pp over 2 yr20232025

Association facts

Municipality
Gotland
Built
1989
Apartments
112
Total area
6 870 m²

Identified risks

  • High indebtedness with a high refinancing riskCritical
  • Large loan maturities in the near termHigh
  • Very high interest-rate sensitivity at refinancingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,662 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre875 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Vibble Tvinnaregården a financially healthy housing cooperative?
Brf Vibble Tvinnaregården receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Vibble Tvinnaregården?
The debt is 10,662 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Gotland.
How high is the fee in Brf Vibble Tvinnaregården?
The annual fee is 875 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 61% over 2 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Vibble Tvinnaregården has a health score of 4 out of 10.