Hemlo's BRF analysis

Bostadsrättsföreningen Smågårde nr 1

Org. no. 769622-1683 · Gotland

Acceptable, with remarksBased on the 2025 annual report

metricPercentile.heading

  • Lower debt per m² than 61% of associations in Gotland
  • Lower fee per m² than 92% of associations in Gotland
  • Smaller maintenance fund than 80% of associations in Gotland
  • Higher equity ratio than 85% of associations in Gotland

Association facts

Municipality
Gotland
Built
2006
Apartments
11
Total area
627 m²

Identified risks

  • An unusually low fee level may conceal future increasesHigh
  • Very small maintenance fund provides a weak buffer for future worksHigh
  • Single loan maturity date creates refinancing risk in 2027High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre
  • Fee per square metre
  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations