Hemlo's BRF analysis
Brf Ziska 5
Org. no. 769616-5914 · Ystad
Top 36% in Ystad
Summary
Brf Ziska 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,711 kr per square metre and the annual fee is 719 kr per square metre per year. Lower fee per m² than 90% of associations in Ystad. The analysis highlights, among other things: Samlad refinansieringsrisk när båda lånen förfaller samtidigt, Okänd status för stambyte kan dölja stor framtida kostnad, Svag underhållsreserv kan ge framtida avgiftstryck.
Compared with neighbouring associations
- Lower debt per m² than 60% of associations in Ystad
- Lower fee per m² than 90% of associations in Ystad
- Smaller maintenance fund than 80% of associations in Ystad
- Higher equity ratio than 90% of associations in Ystad
Association facts
- Municipality
- Ystad
- Apartments
- 15
- Total area
- 1 316 m²
Identified risks
- Overall refinancing risk when both loans mature at the same timeHigh
- Unknown status for pipe replacement can hide a large future costHigh
- Weak maintenance reserve can create future pressure on feesMedium
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- Debt per square metre4,711 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre719 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Ziska 5 a financially healthy housing cooperative?
- Brf Ziska 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Ziska 5?
- The debt is 4,711 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 60% of associations in Ystad.
- How high is the fee in Brf Ziska 5?
- The annual fee is 719 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Ziska 5 has a health score of 8 out of 10.