Hemlo's BRF analysis

Egnahemsföreningen Klippan upa

Org. no. 702001-1289 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 27 Aug 2026

Top 6% in Stockholm

Summary

Egnahemsföreningen Klippan upa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,207 kr per square metre and the annual fee is 472 kr per square metre per year. Smaller maintenance fund than 100% of associations in Stockholm. The annual fee has increased 24% over 1 years. The analysis highlights, among other things: Kraftiga avgiftshöjningar tyder på fortsatt ekonomiskt tryck, Underhållsfonden är tom trots äldre fastighet, Kombinationsrisk: låg skuld döljer kommande underhållsbehov.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Stockholm
  • Lower fee per m² than 88% of associations in Stockholm
  • Smaller maintenance fund than 100% of associations in Stockholm
  • Higher equity ratio than 93% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²472 kr/m²
+24% over 1 yr20242025
Debt/m²1 207 kr/m²
20242025
Equity ratio95 %
-5 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1900
Apartments
12
Total area
1 657 m²

Identified risks

  • Significant fee increases indicate continued financial pressureCritical
  • The maintenance fund is empty despite the older property.Critical
  • Combination risk: low debt hides upcoming maintenance needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,207 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre472 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Egnahemsföreningen Klippan upa a financially healthy housing cooperative?
Egnahemsföreningen Klippan upa receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Egnahemsföreningen Klippan upa?
The debt is 1,207 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Stockholm.
How high is the fee in Egnahemsföreningen Klippan upa?
The annual fee is 472 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 24% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Egnahemsföreningen Klippan upa has a health score of 8 out of 10.