Hemlo's BRF analysis
HSB Bostadsrättsförening Borgaren i Halmstad
Org. no. 749200-1537 · Halmstad
Top 12% in Halmstad
Summary
HSB Bostadsrättsförening Borgaren i Halmstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,111 kr per square metre and the annual fee is 810 kr per square metre per year. Lower debt per m² than 87% of associations in Halmstad. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Snabbt stigande årsavgifter, Låg underhållsfond i relation till fastighetens ålder, Risk för avgiftspress vid kombinationen låg fond och stora lånförfall.
Compared with neighbouring associations
- Lower debt per m² than 87% of associations in Halmstad
- Larger maintenance fund than 60% of associations in Halmstad
- Higher equity ratio than 60% of associations in Halmstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Halmstad
- Built
- 1953
- Apartments
- 19
- Total area
- 1 184 m²
Identified risks
- Rapidly increasing annual membership feesHigh
- Low maintenance fund in relation to the property’s ageHigh
- Risk of fee pressure from the combination of a low fund and large loan maturitiesMedium
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre2,111 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre810 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Borgaren i Halmstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Borgaren i Halmstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Borgaren i Halmstad?
- The debt is 2,111 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 87% of associations in Halmstad.
- How high is the fee in HSB Bostadsrättsförening Borgaren i Halmstad?
- The annual fee is 810 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Borgaren i Halmstad has a health score of 9 out of 10.