Hemlo's BRF analysis

HSB Bostadsrättsförening Flora 4 i Jönköping

Org. no. 716403-1747 · Jönköping

Strong associationBased on the 2024 annual report · Analysed 20 Aug 2026

Top 4% in Jönköping

Summary

HSB Bostadsrättsförening Flora 4 i Jönköping receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,427 kr per square metre and the annual fee is 790 kr per square metre per year. Lower equity ratio than 75% of associations in Jönköping. The analysis highlights, among other things: Förhöjd stambytesrisk i 80-talshus, Mycket låg underhållsfond i förhållande till framtida behov, Räntekänslig förening med betydande skuld.

Compared with neighbouring associations

  • Higher fee per m² than 71% of associations in Jönköping
  • Lower equity ratio than 75% of associations in Jönköping

Association facts

Municipality
Jönköping
Built
1983
Apartments
99
Total area
7 521 m²

Identified risks

  • Increased risk of pipe replacement in 1980s buildingsCritical
  • Very low maintenance fund in relation to future needsHigh
  • Interest-rate-sensitive association with substantial debtHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,427 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre790 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Flora 4 i Jönköping a financially healthy housing cooperative?
HSB Bostadsrättsförening Flora 4 i Jönköping receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Flora 4 i Jönköping?
The debt is 4,427 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Flora 4 i Jönköping?
The annual fee is 790 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Flora 4 i Jönköping has a health score of 9 out of 10.