Hemlo's BRF analysis

HSB Bostadsrättsförening Kapsågen i Halmstad

Org. no. 749200-1586 · Halmstad

Strong associationBased on the 2025 annual report · Analysed 27 Jul 2026

Top 14% in Halmstad

Summary

HSB Bostadsrättsförening Kapsågen i Halmstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,823 kr per square metre and the annual fee is 767 kr per square metre per year. Larger maintenance fund than 100% of associations in Halmstad. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Okänt stambyte i en 1948-fastighet, Begränsad underhållsfond i förhållande till stora framtida åtgärder, Refinansieringsrisk vid låneförfall 2026.

Compared with neighbouring associations

  • Lower debt per m² than 77% of associations in Halmstad
  • Lower fee per m² than 69% of associations in Halmstad
  • Larger maintenance fund than 100% of associations in Halmstad
  • Higher equity ratio than 77% of associations in Halmstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²767 kr/m²
+7% over 1 yr20242025
Debt/m²1 823 kr/m²
0% over 1 yr20242025
Equity ratio51 %
0 pp over 1 yr20242025

Association facts

Municipality
Halmstad
Built
1948
Apartments
54
Total area
3 176 m²

Identified risks

  • Unknown pipe replacement in a 1948 propertyCritical
  • Limited maintenance fund in relation to major future measuresHigh
  • Refinancing risk at loan maturity 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,823 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre767 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Kapsågen i Halmstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Kapsågen i Halmstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Kapsågen i Halmstad?
The debt is 1,823 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 77% of associations in Halmstad.
How high is the fee in HSB Bostadsrättsförening Kapsågen i Halmstad?
The annual fee is 767 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Kapsågen i Halmstad has a health score of 8 out of 10.