Hemlo's BRF analysis
HSB Bostadsrättsförening Näckrosen i Umeå
Org. no. 794000-0776 · Umeå
Top 4% in Umeå
Summary
HSB Bostadsrättsförening Näckrosen i Umeå receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,026 kr per square metre and the annual fee is 788 kr per square metre per year. Lower debt per m² than 85% of associations in Umeå. The analysis highlights, among other things: Flera lån förfaller inom kort tid, Låg underhållsfond trots kommande underhållsbehov, Relativt svag finansiell buffert i balansräkningen.
Compared with neighbouring associations
- Lower debt per m² than 85% of associations in Umeå
- Lower fee per m² than 81% of associations in Umeå
- Smaller maintenance fund than 69% of associations in Umeå
- Lower equity ratio than 73% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 1960
- Apartments
- 99
- Total area
- 5 907 m²
Identified risks
- Several loans are due within a short periodHigh
- Low maintenance fund despite upcoming maintenance needsHigh
- Relatively weak financial buffer in the balance sheetMedium
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- Debt per square metre4,026 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre788 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Näckrosen i Umeå a financially healthy housing cooperative?
- HSB Bostadsrättsförening Näckrosen i Umeå receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Näckrosen i Umeå?
- The debt is 4,026 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Umeå.
- How high is the fee in HSB Bostadsrättsförening Näckrosen i Umeå?
- The annual fee is 788 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Näckrosen i Umeå has a health score of 9 out of 10.