Hemlo's BRF analysis
HSB Bostadsrättsförening Rud i Karlstad
Org. no. 773200-1339 · Karlstad
Summary
HSB Bostadsrättsförening Rud i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,117 kr per square metre and the annual fee is 791 kr per square metre per year. Larger maintenance fund than 100% of associations in Karlstad. The annual fee has increased 12% over 2 years. The analysis highlights, among other things: Stor refinansieringsrisk inom kort, Kommande stor investeringsvåg kan öka skulder och avgifter, Tomträtt med omförhandling nära i tiden.
Compared with neighbouring associations
- Lower debt per m² than 71% of associations in Karlstad
- Higher fee per m² than 62% of associations in Karlstad
- Larger maintenance fund than 100% of associations in Karlstad
- Lower equity ratio than 68% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1964
- Apartments
- 872
- Total area
- 59 574 m²
Identified risks
- Significant refinancing risk in the near termCritical
- An upcoming major investment wave can increase debts and feesHigh
- Ground lease with renegotiation in the near termHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre2,117 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre791 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Rud i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Rud i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Rud i Karlstad?
- The debt is 2,117 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 71% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Rud i Karlstad?
- The annual fee is 791 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 2 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Rud i Karlstad has a health score of 6 out of 10.