Hemlo's BRF analysis

HSB Bostadsrättsförening Rud i Karlstad

Org. no. 773200-1339 · Karlstad

Acceptable, with remarksBased on the 2025 annual report

metricPercentile.heading

  • Lower debt per m² than 74% of associations in Karlstad
  • Higher fee per m² than 67% of associations in Karlstad
  • Larger maintenance fund than 100% of associations in Karlstad
  • Lower equity ratio than 66% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²791 kr/m²
+12% over 2 yr20232025
Debt/m²776 kr/m²
-45% over 2 yr20232025
Equity ratio29 %
-11 pp over 2 yr20232025

Association facts

Municipality
Karlstad
Built
1964
Apartments
872
Total area
59 574 m²

Identified risks

  • Significant refinancing risk in the near termCritical
  • An upcoming major investment wave can increase debts and feesHigh
  • Ground lease with renegotiation in the near termHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre
  • Fee per square metre
  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations