Hemlo's BRF analysis

Brf Oskarslund

Org. no. 773200-0364 · Karlstad

Weaknesses presentBased on the 2024 annual report · Analysed 15 Apr 2026

Summary

Brf Oskarslund receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,868 kr per square metre and the annual fee is 456 kr per square metre per year. Lower fee per m² than 98% of associations in Karlstad. The annual fee has increased 5% over 4 years. The analysis highlights, among other things: Okänd stambytesstatus med låg underhållsbuffer, Saknad underhållsplan och oklar renoveringsstatus, Låg avgiftsnivå kan dölja framtida höjningar.

Compared with neighbouring associations

  • Lower debt per m² than 70% of associations in Karlstad
  • Lower fee per m² than 98% of associations in Karlstad
  • Larger maintenance fund than 69% of associations in Karlstad
  • Lower equity ratio than 85% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²456 kr/m²
+5% over 4 yr20202024
Debt/m²1 868 kr/m²
-3% over 4 yr20202024
Equity ratio17 %
-8 pp over 4 yr20202024

Association facts

Municipality
Karlstad
Apartments
100
Total area
6 635 m²

Identified risks

  • Unknown pipe replacement status with low maintenance bufferCritical
  • Missing maintenance plan and unclear renovation statusCritical
  • A low fee level can conceal future increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,868 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre456 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Oskarslund a financially healthy housing cooperative?
Brf Oskarslund receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Oskarslund?
The debt is 1,868 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 70% of associations in Karlstad.
How high is the fee in Brf Oskarslund?
The annual fee is 456 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 4 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Oskarslund has a health score of 4 out of 10.