Hemlo's BRF analysis

HSB Bostadsrättsförening Samarbete i Malmö

Org. no. 746000-6104 · Malmö

Stable associationBased on the 2025 annual report · Analysed 3 Aug 2026

Top 24% in Malmö

Summary

HSB Bostadsrättsförening Samarbete i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,148 kr per square metre and the annual fee is 1,060 kr per square metre per year. Higher fee per m² than 83% of associations in Malmö. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Stambyte sannolikt nära eller otillräckligt utrett, Hög drift- och energinivå pressar framtida avgifter, Avgifterna är redan på väg upp.

Compared with neighbouring associations

  • Lower debt per m² than 81% of associations in Malmö
  • Higher fee per m² than 83% of associations in Malmö
  • Smaller maintenance fund than 69% of associations in Malmö
  • Lower equity ratio than 66% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 060 kr/m²
+6% over 1 yr20242025
Debt/m²2 148 kr/m²
+20% over 1 yr20242025
Equity ratio31 %
-4 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1940
Apartments
43
Total area
1 785 m²

Identified risks

  • Pipe replacement likely close to or insufficiently investigatedCritical
  • High operating and energy costs put pressure on future feesHigh
  • The service charges are already on their way upHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,148 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,060 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Samarbete i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Samarbete i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Samarbete i Malmö?
The debt is 2,148 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 81% of associations in Malmö.
How high is the fee in HSB Bostadsrättsförening Samarbete i Malmö?
The annual fee is 1,060 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Samarbete i Malmö has a health score of 7 out of 10.