Hemlo's BRF analysis

HSB Bostadsrättsförening Tapperheten 2 i Malmö

Org. no. 746000-5122 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Top 45% in Malmö

Summary

HSB Bostadsrättsförening Tapperheten 2 i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,500 kr per square metre and the annual fee is 914 kr per square metre per year. Lower equity ratio than 87% of associations in Malmö. The analysis highlights, among other things: Ränteläget kan slå hårt mot avgiften, Flera lån ska omförhandlas inom kort, Låg soliditet ger svag ekonomisk buffert.

Compared with neighbouring associations

  • Lower equity ratio than 87% of associations in Malmö

Association facts

Municipality
Malmö
Built
1947
Apartments
40
Total area
2 188 m²

Identified risks

  • Interest rates can hit the fee hardCritical
  • Several loans are due to be renegotiated shortlyHigh
  • Low solidity provides a weak financial bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,500 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre914 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Tapperheten 2 i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Tapperheten 2 i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Tapperheten 2 i Malmö?
The debt is 7,500 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Tapperheten 2 i Malmö?
The annual fee is 914 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Tapperheten 2 i Malmö has a health score of 6 out of 10.