Hemlo's BRF analysis

HSB Bostadsrättsföreningen Sälgen i Malmö

Org. no. 746000-5460 · Malmö

Strong associationBased on the 2025 annual report · Analysed 5 Sept 2026

Top 5% in Malmö

Summary

HSB Bostadsrättsföreningen Sälgen i Malmö receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,255 kr per square metre and the annual fee is 865 kr per square metre per year. Lower debt per m² than 75% of associations in Malmö. The analysis highlights, among other things: Underhållsfonden är bara måttligt stark för ett hus från 1956, Avgifterna är redan på väg upp, Refinansieringsrisk när båda lånen förfaller inom kort tid.

Compared with neighbouring associations

  • Lower debt per m² than 75% of associations in Malmö
  • Larger maintenance fund than 68% of associations in Malmö
  • Higher equity ratio than 61% of associations in Malmö

Association facts

Municipality
Malmö
Built
1956
Apartments
54
Total area
3 222 m²

Identified risks

  • The maintenance fund is only moderately strong for a house from 1956High
  • The service charges are already on the way up.High
  • Refinancing risk when both loans fall due within a short period of timeMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,255 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre865 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsföreningen Sälgen i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsföreningen Sälgen i Malmö receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsföreningen Sälgen i Malmö?
The debt is 3,255 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 75% of associations in Malmö.
How high is the fee in HSB Bostadsrättsföreningen Sälgen i Malmö?
The annual fee is 865 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsföreningen Sälgen i Malmö has a health score of 9 out of 10.