Hemlo's BRF analysis

HSB Bostadsrättsförening Trädgården i Huskvarna

Org. no. 716403-1515 · Jönköping

Strong associationBased on the 2025 annual report · Analysed 6 Aug 2026

Top 7% in Jönköping

Summary

HSB Bostadsrättsförening Trädgården i Huskvarna receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,520 kr per square metre and the annual fee is 731 kr per square metre per year. Larger maintenance fund than 72% of associations in Jönköping. The analysis highlights, among other things: Begränsad underhållsreserv i förhållande till framtida behov, Möjligt kommande stambyte i en 44 år gammal fastighet, Intäktsberoende av lokalhyror och övriga intäkter.

Compared with neighbouring associations

  • Lower debt per m² than 62% of associations in Jönköping
  • Larger maintenance fund than 72% of associations in Jönköping
  • Lower equity ratio than 67% of associations in Jönköping

Association facts

Municipality
Jönköping
Built
1981
Apartments
20
Total area
1 816 m²

Identified risks

  • Limited maintenance reserve in relation to future needsHigh
  • Potential upcoming pipe replacement in a 44-year-old propertyHigh
  • Income dependency on premises rent and other incomeMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,520 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre731 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Trädgården i Huskvarna a financially healthy housing cooperative?
HSB Bostadsrättsförening Trädgården i Huskvarna receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Trädgården i Huskvarna?
The debt is 3,520 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 62% of associations in Jönköping.
How high is the fee in HSB Bostadsrättsförening Trädgården i Huskvarna?
The annual fee is 731 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Trädgården i Huskvarna has a health score of 9 out of 10.