Hemlo's BRF analysis

HSB Brf 108 Filen i Enköping

Org. no. 717000-0421 · Enköping

Very strong associationBased on the 2025 annual report · Analysed 6 Aug 2026

Top 2% in Enköping

Summary

HSB Brf 108 Filen i Enköping receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,053 kr per square metre and the annual fee is 830 kr per square metre per year. Lower debt per m² than 85% of associations in Enköping. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Samlad låneförfalloklump 2026 ökar refinansieringsrisken, Låg underhållsfond kan leda till avgiftshöjningar, Äldre fastighet med större renoveringar långt tillbaka i tiden.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Enköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²830 kr/m²
+3% over 1 yr20242025
Debt/m²1 053 kr/m²
-10% over 1 yr20242025
Equity ratio60 %
+3 pp over 1 yr20242025

Association facts

Municipality
Enköping
Built
1955
Apartments
95
Total area
4 946 m²

Identified risks

  • Total loan maturity lump in 2026 increases refinancing riskHigh
  • Low maintenance fund can lead to rent increasesHigh
  • Older property with major renovations long agoMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,053 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre830 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf 108 Filen i Enköping a financially healthy housing cooperative?
HSB Brf 108 Filen i Enköping receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf 108 Filen i Enköping?
The debt is 1,053 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Enköping.
How high is the fee in HSB Brf 108 Filen i Enköping?
The annual fee is 830 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf 108 Filen i Enköping has a health score of 10 out of 10.