Hemlo's BRF analysis

HSB Bostadsrättsförening Per Albins Hem i Malmö

Org. no. 746000-5569 · Malmö

Strong associationBased on the 2025 annual report · Analysed 3 Jul 2026

Top 6% in Malmö

Summary

HSB Bostadsrättsförening Per Albins Hem i Malmö receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,802 kr per square metre and the annual fee is 853 kr per square metre per year. Larger maintenance fund than 99% of associations in Malmö. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Stor refinansieringsrisk när nästan halva lånestocken förfaller inom några år, Låg underhållsfond trots stora kommande projekt, Rimlig avgiftsnivå i dag kan stiga när underhållscykeln tar fart.

Compared with neighbouring associations

  • Lower debt per m² than 84% of associations in Malmö
  • Lower fee per m² than 63% of associations in Malmö
  • Larger maintenance fund than 99% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²853 kr/m²
+6% over 1 yr20242025
Debt/m²1 802 kr/m²
-5% over 1 yr20242025
Equity ratio44 %
+3 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1965
Apartments
692
Total area
53 696 m²

Identified risks

  • High refinancing risk when almost half of the loan portfolio matures within the next few yearsHigh
  • Low maintenance fund despite major upcoming projectsHigh
  • A reasonable fee level today may rise as the maintenance cycle gains momentumMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,802 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre853 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Per Albins Hem i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Per Albins Hem i Malmö receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Per Albins Hem i Malmö?
The debt is 1,802 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 84% of associations in Malmö.
How high is the fee in HSB Bostadsrättsförening Per Albins Hem i Malmö?
The annual fee is 853 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Per Albins Hem i Malmö has a health score of 8 out of 10.