Hemlo's BRF analysis

HSB brf Banken i Linköping

Org. no. 769611-4946 · Linköping

Stable associationBased on the 2025 annual report · Analysed 2 Oct 2026

Top 29% in Linköping

Summary

HSB brf Banken i Linköping receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,231 kr per square metre and the annual fee is 763 kr per square metre per year. Higher equity ratio than 95% of associations in Linköping. The analysis highlights, among other things: Låg underhållsfond kan leda till avgiftshöjningar, Låneförfall 2026 kan ge press på räntekostnader och avgift, Styrelseomsättning kan skapa osäkerhet i förvaltningen.

Compared with neighbouring associations

  • Lower debt per m² than 61% of associations in Linköping
  • Lower fee per m² than 60% of associations in Linköping
  • Larger maintenance fund than 65% of associations in Linköping
  • Higher equity ratio than 95% of associations in Linköping

Association facts

Municipality
Linköping
Built
2009
Apartments
60
Total area
5 654 m²

Identified risks

  • Low maintenance funds can lead to rent increases.High
  • Loan maturities in 2026 may put pressure on interest costs and the service chargeHigh
  • Board turnover can create uncertainty in the management.Medium

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre6,231 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre763 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Banken i Linköping a financially healthy housing cooperative?
HSB brf Banken i Linköping receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Banken i Linköping?
The debt is 6,231 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 61% of associations in Linköping.
How high is the fee in HSB brf Banken i Linköping?
The annual fee is 763 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Banken i Linköping has a health score of 7 out of 10.