Hemlo's BRF analysis

HSB brf Carls-Åby i Karlskoga

Org. no. 776400-1017 · Karlskoga

Strong associationBased on the 2025 annual report · Analysed 18 Jul 2026

Top 40% in Karlskoga

Summary

HSB brf Carls-Åby i Karlskoga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 205 kr per square metre and the annual fee is 755 kr per square metre per year. Lower debt per m² than 100% of associations in Karlskoga. The analysis highlights, among other things: Stark risk för kostsamt stambyte, Kombinationsrisk: äldre fastighet, tom underhållsfond och kommande stora åtgärder, Underhållsfonden är tom.

Compared with neighbouring associations

  • Lower debt per m² than 100% of associations in Karlskoga
  • Lower fee per m² than 78% of associations in Karlskoga
  • Smaller maintenance fund than 100% of associations in Karlskoga
  • Higher equity ratio than 78% of associations in Karlskoga

Association facts

Municipality
Karlskoga
Built
1936
Apartments
52
Total area
2 913 m²

Identified risks

  • High risk of costly pipe replacementCritical
  • Combination risk: older property, empty maintenance fund and upcoming major measuresHigh
  • The maintenance fund is empty.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre205 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre755 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Carls-Åby i Karlskoga a financially healthy housing cooperative?
HSB brf Carls-Åby i Karlskoga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Carls-Åby i Karlskoga?
The debt is 205 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 100% of associations in Karlskoga.
How high is the fee in HSB brf Carls-Åby i Karlskoga?
The annual fee is 755 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Carls-Åby i Karlskoga has a health score of 8 out of 10.